Fraud Detection and Risk Mitigation
Reduce fraud with DebitProtect®


Our people, network and technology. Your security.
Debit fraud mitigation is complex. Our solutions make it simple. The advanced technology powering DebitProtect® works to keep you and your cardholders secure and help detect fraud.
Our difference:
- Market-leading technology designed to reduce risk exposure with minimal disruption to cardholders
- Technology powered by FICO® Falcon® with custom functionality from PULSE®
- Fraud analysts with deep industry expertise and knowledge help you develop a custom fraud-detection strategy
- A unique network view across all payment types
DebitProtect Standard
Immediate fraud detection
Standard services provide near real-time fraud detection during transaction authorization. If suspicious transactions are detected, we immediately alert you to the potential fraud. DebitProtect is included for all PULSE participants.
Key features:
- Network-level detection
- Real-time PINless transaction blocking
- Uses AI and machine-learning analytics for decisioning
- Powered by state-of-the-art FICO® Falcon® platform
Already a client? Register your users. To get started contact your Account Executive.




DebitProtect Authorization Blocking
Enhanced security and dedicated support
Looking for an additional layer of security? Authorization Blocking is our premier service that includes all of the DebitProtect Standard features with the added benefit of blocking transactions that may be fraudulent.
Keep your cardholders and reputation safe with:
- A dedicated support team
- Custom rules
- Early fraud detection capabilities
Interested in learning more? Connect with a fraud expert.
I love DebitProtect. My processor may not catch the same trend that the PULSE fraud team has captured. This saves my institution money and makes money for us.”
–2024 PULSE Client Testimonial
Good fraud management is an opportunity to solidify cardholder relationships with measurable financial benefits tracked in terms of client retention and prevented fraud losses. With debit cards, the entire deposit relationship is at stake.”
–Mercator Advisory Group, The State of Debit Card Fraud
The payment security features are some of the most valuable features of the Discover Debit product. I use the DebitProtect service and I really love it.”
–2023 PULSE Voice of the Client Survey
- 1
- 2
- 3
Payments & You: What’s new in payments
Start getting more from debit
We’re here to help you get the most out of every transaction. Connect with our team to learn what’s possible.
Already a client?
Access your Debit Dashboard here.