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Research

Annual Debit Study

The definitive assessment of the U.S. debit market.

The Debit Issuer Study dives deep into debit spending and provides banks and credit unions performance benchmarks, industry insights, and a glimpse into the future.

 

2024 Debit Issuer Study. Learn more.

2023 Debit Issuer Study. Learn more.

2022 Debit Issuer Study. Learn more.

2021 Debit Issuer Study. Learn more.

- Pie chart shows that 45% of total debit spend was generated by card-not-present transactions in 2023, a 5.2% increase year-over-year.
- Pie chart shows that 45% of total debit spend was generated by card-not-present transactions in 2023, a 5.2% increase year-over-year.

News

8/8/2024

PULSE® Study Finds Debit’s Importance to Consumers Continues to Increase. Read more. Download the PDF

8/17/2023

PULSE® Study Finds Debit Issuers Focused on Digital Payments, Mobile Self-Service, Fraud Mitigation. Read more. Download the PDF

8/9/2023

PULSE® Extends Debit Fraud Detection Agreement with FICO®. Read more. Download the PDF

1/26/2023

Bankers Helping Bankers Names PULSE® Exclusive Debit Partner. Read more. Download the PDF

8/17/2021

PULSE® Study Confirms COVID-19 Pandemic Accelerated the Transformation of Debit. Read more. Download the PDF

8/10/2020

PULSE Study: E-Commerce and Other Card-Not-Present Debit Transactions Surging. Read more. Download the PDF

1/22/2020

Executive Changes at PULSE. Read more. Download the PDF

11/6/2019

PULSE and FICO Deliver Debit Fraud Service Innovation to Financial Institutions. Read more. Download the PDF

8/1/2019

PULSE Study: Debit Payments Continue to Grow and Go Digital. Read more. Download the PDF

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